B Impact Report

Logo for CajaVecina

CajaVecina

transactional banking services
Certified Since: November, 2016
Location: Santiago, Santiago, Chile
Sector: Service with Minor Environmental Footprint

Overall B Impact Scoreinfo_outline

157.9

The B Impact Scores are being compared against all businesses that have completed the B Impact Assessment

www.cajavecina.cl

CajaVecina is a Company that allows Chile to be a more inclusive country, by offering financial opportunities to those who don’t have access. They provide financial and non-financial solutions, that improve in a significant way, the quality of life of the people residing in their country. Before their founding, people from isolated communities needed to travel long distances and spend a significant amount of their earnings to run a small errand. They are now in every small town, city, and region of Chile making a significant change in the lives of the Chilean population.

CajaVecina was founded with the goal of offering an innovative system that provides financial and non-financial solutions. However, their mission has always been more than that. They are a company that seeks to connect and to improve the lives of many who didn’t have a choice when it came to everyday errands, so insignificant to many but very important to others (the elderly, people in isolated and vulnerable communities, and people in cities with high population).

Best for the World Honoreeinfo_outline

linkBest for Overall 2019 linkBest for Customers 2019 linkBest for Changemaker 2019 linkBest for Changemakers 2018 linkBest for Overall 2018 linkBest for Customers 2018 linkBest for Customers 2017 linkBest for Overall 2017

Additional Documentationinfo_outline

file_downloadCajaVecina Transparent Assessment

Impact Area Scoresinfo_outline

info_outlineOverall B Impact Score

To certify as a B Corp, a company must achieve a minimum verified score of 80 points on the B Impact Assessment. The B Impact Assessment asks questions about how the day-to-day operations of a company create positive impact for the company’s workers, community, and environment. Additionally, companies can earn further points if their overall business model can be shown to create positive social and environmental impact as well, qualifying the company for specific Impact Business Model points.

Scores for Certified B Corporations are verified by the non-profit B Lab.

info_outlineImpact Area Scores

The questions in the B Impact Assessment are organized into five Impact Areas: Governance, Workers, Community, Environment, and Customers. Click into a Impact Area to see topics covered in each. Topics in blue are Impact Business Models associated with that Impact Area where the company has earned additional credit. Due to rounding, displayed totals may not add up exactly.

The B Impact Assessment is customized to a company's size, sector, and geographic market.  However, within those parameters, there are still questions included in the B Impact Assessment that might not be relevant to a particular company. In cases where a question is not applicable, the potential points available for that question are instead earned based on the performance of the company on the other topics relevant to the stakeholder and summed up as "N/A points." Likewise, a score of N/A for Workers means that the company is a sole proprietor or partnership with no full-time staff, and a score of 0 or N/A for Customers means that the company does not have a specific Customer-focused Impact Business Model.

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info_outlineBest for the World Honoree

Each year, B Lab releases lists honoring the top-performing Certified B Corps in each Impact Area and overall, broken down by size, on the annual Best for the World lists.

info_outlineAdditional Documentation

B Lab may determine that a company should make additional material beyond their B Impact Report transparent in order for the public to be able to evaluate the company’s overall impact. This additional transparency may cover participation in a controversial industry, information shared on the company’s Disclosure Questionnaire, or simply a company’s relationship to a larger complex entity. Public companies and wholly-owned subsidiaries are required to make their full B Impact Assessments transparent to achieve B Corp Certification.